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MAIN OFFICE
887 Lafayette Road
Hampton, NH 03842-0120
Phone: (603) 926-5653
Fax: (603) 929-4001
email@seacoastcu.org
EXETER OFFICE
109 Epping Rd
P.O. Box 1027
Exeter, NH 03833
Phone: (603) 418-0234
Fax: (603) 418-0239
email@seacoastcu.org
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Rates Effective as of August 12, 2010* rates are subject to change without notice.
NCUA is the credit union equivalent of FDIC insurance. If you want to know what your deposits are insured for click here
To print Certificate Dividend Rate SheetClick Here.
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AUTO LOAN RATES
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Model Year
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Maximum Financing
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Maximum Term
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Annual Percentage Rate as low as
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2008 - 2010
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100%
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24-60 Months
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3.99%
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2008 - 2010
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100%
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72 Months*
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5.49%
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2006-2007
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100%
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24-60 Months
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4.49%
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2003-2005
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100% |
24-60 Months |
5.99% |
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BOAT & RV LOAN RATES
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Model Year
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Maximum Financing |
Maximum Term |
Annual Percentage Rate as low as |
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2003 - 2010
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80% |
60 Months** |
8.40% |
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2003 - 2010
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80% |
120 Months** |
8.90% |
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MOTORCYCLE LOAN RATES
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Model Year
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Maximum Financing |
Maximum Term |
Annual Percentage Rate as low as |
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2005 - 2009
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90% |
60 Months |
6.50% |
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PERSONAL SECURED LOAN RATES
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Type
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Maximum Financing |
Maximum Term |
Annual Percentage Rate as low as |
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Secured
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80% |
48 Months |
8.9% |
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PERSONAL UNSECURED LOAN RATES
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Type
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Maximum Financing |
Maximum Term |
Annual Percentage Rate as low as |
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Unsecured
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$10,0000 |
48 Months |
11.90% |
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VACATION LOAN
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Type
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Maximum Financing
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Maximum Term
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Annual Percentage Rate as low as
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Unsecured
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$5,000
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24 Months
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9.90%
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JUST FOR YOU LOAN
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Type
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Maximum Financing
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Maximum Term
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Annual Percentage Rate as low as
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Medical
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$5,000
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48 Months
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9.90%
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HOME EQUITY LINE OF CREDIT RATES
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Loan to Value
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Maximum Amount |
Term |
Annual Percentage Rate |
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70%
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$100,000 |
240 Months |
Prime for life of loan |
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FIXED RATE HOME EQUITY LOAN RATES
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Loan to Value
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Minimum/Maximum Amount |
Term |
Annual Percentage Rate As low as
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80%
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$10,000/$100,000 |
60 Months |
5.25% |
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80%
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$10,000/$100,000 |
120 Months |
6.00% |
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80%
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$10,000/$100,000 |
180 Months |
6.50% |
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FIRST LIEN HOME EQUITY LOAN RATES
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Loan-to-Value
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Maximum Amount |
Term |
Annual Percentage Rate |
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80%
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$150,000 |
60 Months |
5.00% |
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80%
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$150,000 |
120 Months |
5.25% |
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80%
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$150,000 |
180 Months |
5.50% |
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80%
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$150,000 |
240 Months |
5.99% |
| Rates include .25% discount for automatic payment. Rates are determined by overall credit worthiness. Rates, terms and conditions are subject to change without notice. Minimum loan amount is $10,000. Maximum loan amount for 80% LTV, $100,000. Maximum loan amount for First Lien Home Equity, $150,000. |
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Certificates of Deposit
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Term
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Minimum Deposit
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Dividend Rate
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Annual Percentage Yield
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Rate > $25,000
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Yield > $25,000 |
Rate >$50,000
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Yield > $50,000 |
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6 Month
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$2000
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.80%
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.80%
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n/a
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n/a
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n/a
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n/a
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1 Year (Guppy)
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$ 500
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.95%
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.95%
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1.10%
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1.11%
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1.25%
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1.26%
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1 Year
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$1000
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.95%
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.95%
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1.10%
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1.11%
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1.25%
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1.26%
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18 Month
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$1000
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1.10%
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1.11%
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1.25%
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1.26%
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1.40%
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1.41%
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2 Year
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$1000
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1.40%
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1.41%
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1.55%
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1.56%
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1.70%
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1.71%
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3 Year
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$1000
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2.00%
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2.02%
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2.15%
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2.17%
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2.30%
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2.32%
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4 Year
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$1000
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2.55%
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2.58%
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2.70%
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2.73%
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2.85%
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2.89%
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5 Year
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$2500
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2.75%
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2.78%
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2.90%
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2.94%
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3.05%
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3.09%
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IRA Rates
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Term
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Minimum Deposit
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Dividend Rate
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Annual Percentage Yield
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Rate > $25,000
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Yield > $25,000 |
Rate >$50,000 |
Yield > $50,000 |
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Variable
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$5
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1.00%
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1.00%
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n/a
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n/a
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n/a
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n/a
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1 Year
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$2000
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.95%
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.95%
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1.10%
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1.10%
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1.25%
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1.26%
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18 Month
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$1000
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1.10%
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1.10%
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1.25%
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1.26%
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1.40%
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1.41%
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30 Month
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$ 500
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1.40%
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1.41%
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1.55%
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1.56%
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1.70%
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1.71%
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3 Year
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$2000
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2.00%
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2.02%
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2.15%
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2.17%
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2.30%
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2.32%
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4 Year
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$2000
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2.55%
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2.57%
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2.70%
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2.73%
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2.85%
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2.88%
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5 Year
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$2000
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2.75%
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2.78%
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2.90%
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2.93%
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3.05%
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3.09%
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Statement Savings
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Type
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Minimum Deposit |
Dividend Rate |
Annual Percentage Yield |
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Variable (00)
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$100
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0.30%
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0.30%
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Children (00)
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None
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0.30%
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0.30%
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Youth (00)
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None
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0.30%
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0.30%
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Super Share (63)
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$2,500
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0.45%
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0.45%
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Super Share (63)
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Below $2,500
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0.30%
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0.30%
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Share Draft (91,95)
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Avg > $2,000 |
0.10% |
0.10% |
The above accounts are variable rate accounts. The dividend rate and Annual Percentage yield (APY) may change after the account is opened. Balances below the minimum required to earn APY will not earn dividends. A penalty will be imposed for early withdrawal on all certificates, unless otherwise noted. Fees and other conditions could reduce the earnings on these accounts. Please refer to our separate Schedule of Fees and Truth and Savings disclosures for complete details of fees and conditions.
All deposits insured by NCUA up to $250,000.
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