RatesApplicationsCard ServicesOnline ServicesWhat's New

Login to Online Banking

 

MAIN OFFICE

887 Lafayette Road
Hampton, NH 03842-0120
Phone: (603) 926-5653
Fax: (603) 929-4001
email@seacoastcu.org


EXETER OFFICE

109 Epping Rd
P.O. Box 1027
Exeter, NH 03833
Phone: (603) 418-0234
Fax: (603) 418-0239
email@seacoastcu.org


Rates Effective as of August 12, 2010* rates are subject to change without notice.
NCUA is the credit union equivalent of FDIC insurance.  If you want to know what your deposits are insured for click here

To print Certificate Dividend Rate SheetClick Here. 

AUTO LOAN  RATES

Model Year

Maximum Financing

Maximum Term

Annual Percentage Rate as low as

2008 - 2010

100%

24-60 Months

3.99%

2008 - 2010

100%

72 Months*

5.49%

2006-2007

100%

24-60 Months

4.49%

2003-2005

100% 24-60 Months 5.99%

BOAT & RV LOAN RATES

Model Year

Maximum Financing Maximum Term Annual Percentage Rate as low as

2003 - 2010

80% 60 Months** 8.40%

2003 - 2010

80% 120 Months** 8.90%

MOTORCYCLE LOAN RATES

Model Year

Maximum Financing Maximum Term Annual Percentage Rate as low as

2005 - 2009

90% 60 Months 6.50%

PERSONAL SECURED LOAN RATES

Type

Maximum Financing Maximum Term Annual Percentage Rate as low as

Secured

80% 48 Months 8.9%

PERSONAL UNSECURED LOAN RATES

Type

Maximum Financing Maximum Term Annual Percentage Rate as low as

Unsecured

$10,0000 48 Months 11.90%

VACATION LOAN

Type

Maximum Financing

Maximum Term

Annual Percentage Rate as low as

Unsecured

$5,000

24 Months

9.90%

JUST FOR YOU LOAN

Type

Maximum Financing

Maximum Term

Annual Percentage Rate as low as

Medical

$5,000

48 Months

9.90%

HOME EQUITY LINE OF CREDIT RATES

Loan to Value

Maximum Amount Term Annual Percentage Rate

70%

$100,000 240 Months Prime for life of loan

FIXED RATE HOME EQUITY LOAN RATES

Loan to Value

Minimum/Maximum Amount Term

Annual Percentage Rate As low as

80%

$10,000/$100,000 60 Months 5.25%

80%

$10,000/$100,000 120 Months 6.00%

80%

$10,000/$100,000 180 Months 6.50%

FIRST LIEN HOME EQUITY LOAN RATES

Loan-to-Value

Maximum Amount Term Annual Percentage Rate

80%

$150,000 60 Months 5.00%

80%

$150,000 120 Months 5.25%

80%

$150,000 180 Months 5.50%

80%

$150,000 240 Months 5.99%
Rates include .25% discount for automatic payment.  Rates are determined by overall credit worthiness.  Rates, terms and conditions are subject to change without notice.  Minimum loan amount is  $10,000.  Maximum loan amount for 80% LTV, $100,000.  Maximum loan amount for First Lien Home Equity, $150,000.

Certificates of Deposit

Term

Minimum Deposit

Dividend Rate

Annual Percentage Yield

Rate > $25,000 

Yield > $25,000

Rate >$50,000

Yield > $50,000

6 Month

$2000

 .80%

 .80%

n/a

n/a

n/a

n/a

1 Year (Guppy)

$ 500

 .95%

 .95%

1.10%

1.11%

1.25%

1.26%

1 Year

$1000

 .95%

 .95%

1.10%

1.11%

1.25%

1.26%

18 Month

$1000

1.10%

1.11%

1.25%

1.26%

1.40%

1.41%

2 Year

$1000

1.40%

1.41%

1.55%

1.56%

1.70%

1.71%

3 Year

$1000

2.00%

2.02%

2.15%

2.17%

2.30%

2.32%

4 Year

$1000

2.55%

2.58%

2.70%

2.73%

2.85%

2.89%

5 Year

$2500

2.75%

2.78%

2.90%

2.94%

3.05%

3.09%

IRA Rates

Term

Minimum Deposit

Dividend Rate

Annual Percentage Yield

Rate > $25,000

Yield > $25,000 Rate >$50,000 Yield > $50,000

Variable

$5

1.00%

1.00%

n/a

n/a

n/a

n/a

1 Year

$2000

 .95%

 .95%

1.10%

1.10%

1.25%

1.26%

18 Month

$1000

1.10%

1.10%

1.25%

1.26%

1.40%

1.41%

30 Month

$ 500

1.40%

1.41%

1.55%

1.56%

1.70%

1.71%

3 Year

$2000

2.00%

2.02%

2.15%

2.17%

2.30%

2.32%

4 Year

$2000

2.55%

2.57%

2.70%

2.73%

2.85%

2.88%

5 Year

$2000

2.75%

2.78%

2.90%

2.93%

3.05%

3.09%

Statement Savings

Type

Minimum Deposit Dividend Rate Annual Percentage Yield

Variable (00)

$100

0.30%

0.30%

Children (00)

None

0.30%

0.30%

Youth (00)

None

0.30%

0.30%

Super Share (63)

$2,500

0.45%

0.45%

Super Share (63)

Below $2,500

0.30%

0.30%

Share Draft (91,95)

Avg > $2,000 0.10% 0.10%

The above accounts are variable rate accounts.  The dividend rate and Annual Percentage yield (APY) may change after the account is opened.  Balances below the minimum required to earn APY will not earn dividends.  A penalty will  be imposed for early withdrawal on all certificates, unless otherwise noted.  Fees and other conditions could reduce the earnings on these accounts.  Please refer to our separate Schedule of Fees and Truth and Savings disclosures for complete details of fees and conditions.

All deposits insured by NCUA up to $250,000.

 

 

[ Home | Rates | Applications | Card Services | Online Services | What's New ]

Equal Housing Lender  Federally Insured By The NCUA

Seacoast Credit Union