What is a credit union?
A credit union is a financial cooperative which offers virtually all of the services any bank offers - savings, loans, mortgages, checking accounts, credit cards, ATMs etc. Because the members are the owners, profits are returned to the members in the way of fewer or lower fees, lower loan rates and higher dividends on savings.
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Why should I join Seacoast Credit Union?
At a credit union you are more than a customer - you are a member. Credit unions are owned by their members and because there are no stockholders, a credit union exists solely to meet their members’ needs. In addition, because there are no stockholders who expect large returns, the all volunteer Board of Directors keeps only one objective in mind - to continually put profits back into the Credit Union to benefit and serve the members. That’s why Seacoast Credit Union has always been able to expand and continually offer new products while still offering excellent interest rates and keeping fees to a minimum.
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Is my money protected at Seacoast Credit Union?
Credit unions are safe. All accounts are Federally Insured up to $100,000. by the National Credit Union Administration (NCUA), which is financially strong and is backed by the full faith and credit of the US government.
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Am I eligible to join?
Over 35 years ago when our credit union first opened, our field of membership was SAU 21. Over the years we have expanded our field of membership to include anyone who lives or works within 25 miles of a Seacoast Credit Union branch. Please call us at (603) 926-5653 or email us at email@seacoastcu.org to see if you are eligible to become part of our credit union family.
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What if I leave my employer or move out of the area?
Once you become a member, you remain a member for life, even if you leave the area or your current employer. In addition, once you are a member at Seacoast Credit Union any family member can become a member.
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What do I need to do to become a member?
Once you are eligible for membership the rest is easy. Personal service begins now and continues throughout your years of membership. Convenience is just as important and is an integral part of our personal service.
All that's needed to become a member is a $25.00 deposit into a savings account. This represents that you have "shares" of the credit union, and with it you become a member owner and are on your way to a enjoying our wide range of financial products.
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I have used CoastNet in the past, but am unable to log in now. What's happening?
If it has been more than 90 days since you last logged into the CoastNet system, you will need to reactivate your account. For security purposes, passwords become invalid after 90 days of unuse. You can correct this by going to CoastNet: Home Financial Services and signing up again. Please allow 2 - 3 business days for activation. If you need more immediate access, and it is during normal business hours, you can call Seacoast Credit Union at (603) 926-5653 for assistance.
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